Our History

Onyx Financial was established in 2010, born from a frustration with the stagnant state of business banking. Traditional institutions were slow to adopt digital innovations, leaving entrepreneurs without tools like Effortless mobile access or Real-time local alerts. Our founders, a team of fintech veterans and banking experts, set out to create a solution that prioritized agility without compromising security.

The early years were marked by rapid iteration, as we developed prototypes for Snap check deposit and Business debit control features. By 2015, we had launched our first full-scale platform, offering Secure mobile transfers and Instant balance snapshot—functionalities that quickly set us apart. Clients embraced the ability to manage finances with control on phone, and our user base grew exponentially.

Today, after 13 years of innovation, Onyx Financial serves thousands of businesses nationwide. Our evolution continues, with upcoming enhancements to Digital wallet setup and Credit score insights, ensuring we remain at the forefront of financial technology. What began as a disruptive idea is now a legacy of trust, performance, and relentless progress.